What kind of insurance organisations takes on the risk
What kind of insurance organisations usually takes on the greater risks: a life insurance company or casualty insurance company and a property?
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The risks which are protected against by casualty and property companies are quite less predictable than the risks insured by life insurance companies. Fires, Hurricanes, floods and trial judgments are all much tougher to judge than the number of 60-year old females who will die this year among a big number in this class of risk. This tells that casualty and property insurance companies should keep more liquid assets than do life insurance companies.
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