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Problem based on Human Capital

Can someone help me in finding out the right answer from the given options. From a purely financial viewpoint, we should stop going to school if you: (i) Graduate from college. (ii) Have to take out educational loans at interest rates which exceed the inflation rate. (iii) Face opportunity costs of education surpassing the expected rise in the current value of your life-time income. (iv) Receive the degree required for your selected profession.

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