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What is the present value of a security

Please assist me out with the given questions.

1) Future value:

If you deposit $ 10,000 in a bank account that pays 10 percent interest annually, how much would be in your account after 5 years?

2) Present value:

What is the present value of a security that will pay $ 5,000 in 20 years if securities of equal risk pay 7 percent annually?

3) Finding the required interest rate:

Your parents will retire in 18 years. They currently have $ 250,000, and they think they will need $ 1,000,000 at retirement. What annual interest rate must they earn to reach their goal, assuming they don't save any additional funds?

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## Q : Define the concepts of present value

Define the concepts of present value and elaborate on your interpretation of their value as assessment tools for an accountant or operator