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Mortgage on the condo

The Fawtry contruction company has built a condo for Mr. Herr A. Cane on the outer Banks of North Carolina having a static reliability to withstand a major strom in the area of 0.992. If major storms hit the Outer Banks with an average frequency of 1 per year, what is the proberbility that the condo will incur major damage during Mr. Cane's 25-yr mortgage on the condo? If a reliability of 0.95 is desired, what is the condo's design life?

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