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Come up with an example of a purchase decision referred to

Come up with an example of a purchase decision referred to effect. In retrospect, whether or not the purchase decision was wise, how appropriate was this process?
Come up with an example of a purchase decision referred to an external authority. In retrospect, whether or not the purchase decision was wise, how appropriate was this process?
Come up with an example of a purchase decision referred to an intentional randomization. In retrospect, whether or not the purchase decision was wise, how appropriate was this process?

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