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Amount of the first payment

A loan from a bank of 100,000 is to be repaid by bob in 10 annual payments beginning 1 year from the date of the loan. The first payment is to be twice as large as the others. A loan from a bank of 100,000 is to be repaid by bob in 10 annual payment beginning 1 year from the date of the loan. The first payment is to be twice as large as the others. For the first 4 years interest is at 6% effective; for the remainder of the term interest is at 5% effective. Find the amount of the first payment.

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## Q : Survey of veterinary clinics to estimate

The American Veterinary Medical Association conducted a survey of veterinary clinics to estimate the proportion that do not treat large animals (cows, horses, etc.).