A loan from a bank of 100,000 is to be repaid by bob in 10 annual payments beginning 1 year from the date of the loan. The first payment is to be twice as large as the others. A loan from a bank of 100,000 is to be repaid by bob in 10 annual payment beginning 1 year from the date of the loan. The first payment is to be twice as large as the others. For the first 4 years interest is at 6% effective; for the remainder of the term interest is at 5% effective. Find the amount of the first payment.