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Negative Rate of Return by Financial Investment

The financial investment probably to generate a negative rate of return is the: (w) cost of your college education. (x) purchase of a lottery ticket. (y) $25,000 each a group of business people paid to buy franchises within the American Football League into 1960 year. (z) share of Google someone paid $125 for while the stock was issued.

How can I solve my Economics problem? Please suggest me the correct answer.

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